Current Rates, APRs, and Points based on NEW transactions locked for 45-days. *Rates are subject to change based upon current market conditions. Please contact us for a specific rate quote. (All About Lock-in)
- Conforming Quotes: Based on a $300,000+ loan amount, 25%+ down, and 740+ credit score.
- FHA & VA Quotes: Based on a $200,000+ loan amount, 3.5%+ down (no downpayment rquired on VA), and 720+ credit score.
- Jumbo Quotes: Based on a $417,050+ loan amount, 35%+ down, and 720+ credit score.
- Please contact a CU/America Licensed Consultant for quotes on refinance transactions, or quotes for lower credit scores, down-payments or loan amounts; which require adjustments, if available.
*Annual Percentage Rate (APR) - Lenders are required by law to disclose APR in nearly all consumer credit transactions, to provide a uniform measure for comparing the cost of various credit transactions. APR is expressed as a nominal yearly rate as defined by Sec 226.22 of Regulation Z, and must be disclosed as a single rate. APR measures the total cost of credit, including "finance charges".
Disclosure Statement: This information is not an advertisement to extend credit as defined by Reg. Z 226.24. APRs vary with loan amount. Rates are subject to change with notice. Some restrictions may apply. CU/America Financial Services fully complies with Federal Fair Housing Law and the Equal Credit Opportunity Act.
Regulated by State of Illinois - IDFPR 100 W Randolph, 9th Flr, Chicago, IL 60601 #(312) 793-3000
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