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ILLINOIS RESIDENTIAL MORTGAGE LICENSEE |
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450 E. 22nd St., Suite 240 |
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| Today's Rates |
Lombard, Illinois 60148 |
www.cuamerica.com |
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| Telephone 630-620-5200 |
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Interest Rates Effective 07/28/2010 |
Fax 630-620-7063 |
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| Rates subject to change without notice. Rates are based on specific lending criteria such as credit score, loan amount, and loan parameters. Additional lock periods are available - Call for rates. |
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| Program |
Rate* |
APR |
Points |
Monthly |
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| Payment |
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| Per $100,000 |
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| Conforming 30 Yr Fixed |
4.625% |
4.799% |
0.00% |
$514.14 |
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| Conforming 20 Yr Fixed |
4.500% |
4.738% |
0.00% |
$632.65 |
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| Conforming 15 Yr Fixed |
4.125% |
4.426% |
0.00% |
$745.97 |
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| Conforming 3 Yr ARM |
CALL FOR PRICING |
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| Conforming 5 Yr ARM |
CALL! |
#VALUE |
0.00% |
#VALUE |
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| Conforming 7 Yr ARM |
CALL! |
#VALUE |
0.00% |
#VALUE |
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| Program |
Rate |
APR |
Points |
Monthly |
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| Payment |
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| Per $100,000 |
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| Conforming 30 Yr Fixed |
4.500% |
4.762% |
1.00% |
$506.69 |
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| Conforming 20 Yr Fixed |
4.375% |
4.733% |
1.00% |
$625.92 |
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| Conforming 15 Yr Fixed |
4.000% |
4.452% |
1.00% |
$739.69 |
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| Conforming 3 Yr ARM |
CALL |
CALL |
1.00% |
CALL |
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| Conforming 5 Yr ARM |
CALL!% |
CALL! |
1.00% |
#VALUE! |
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| FHA 1 Yr ARM |
N/A |
N/A |
1.00% |
$0.00 |
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| Jumbo 30 Yr Fixed |
CALL FOR PRICING |
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| Jumbo 15 Yr Fixed |
CALL FOR PRICING |
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| VA Fixed 30 |
4.500% |
4.762% |
1.00% |
$506.69 |
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| FHA 30 Yr Fixed |
4.250% |
4.508% |
1.00% |
$491.94 |
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| FHA 15 Yr Fixed |
4.000% |
4.452% |
1.00% |
$739.69 |
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| Program |
Rate |
APR |
Points |
Monthly |
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| Payment |
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| Per $100,000 |
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| Conforming 30 Yr Fixed |
CALL! |
CALL! |
2.00% |
CALL! |
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| Conforming 20 Yr Fixed |
CALL! |
CALL! |
2.00% |
CALL! |
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| Conforming 15 Yr Fixed |
CALL! |
CALL! |
2.00% |
CALL! |
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97% Financing Available for 30 FRM - Call for Rates!
RATES ARE BASED ON A 30 DAY LOCK-IN PERIOD. |
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Appraisal cost for Conventional is $300 |
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$35.00 mortgage credit report fee. |
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| Add additional $200 for 2-4 unit conventional appraisal |
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Add additional $50 credit report fee for each non-married applicant. |
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| Add additional $50 for VA single family appraisal |
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Add additional $150 for FHA single family appraisal fee |
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| *The interest rates quoted are for loans with 740+ credit scores and a minimum of 20% equity or down payment. |
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Add additional $250 for FHA 2 unit appraisal |
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Add additional $200 for FHA new construction appraisal |
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Add additional $350 for 3-4 unit FHA appraisal |
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| Government and Conventional Loans: |
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| Loan amounts between: |
$100,000 - $119,999 - add .250% to rate |
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$70,000 - $99,999 - add .500% to rate |
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| Adjustable Rate Mortgages have a 2.75 margin and 2/6 Caps unless otherwise stated. |
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